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avoid foreclosure in tucson

I Found a Way to Sell My House Fast, Tucson!

DISCLAIMER – Just let me start this off by saying that I have not been compensated in any way to give this personal testimonial. I feel as if I am lucky to have a way out of a situation that was stressing me and I just want to share the help. Please read, enjoy, and if there is anything that sounds familiar to you, then I hope you get the same peace of mind that I now have. Whew!

I do not mean to be overly dramatic, but I was in dire straits. I understand there are so many of my fellow Americans nationwide and right here in Tucson, Arizona that are going through all kinds of problems with housing. For many it is they just can’t afford to even get into a home, for others it is that they can’t afford to keep the home they are in. In my case, the latter is true – or should I say was true because I have now come across an amazing solution to this mess. A good friend whom I have not only known for years but have good reason to trust their judgment told me about a company called Highest Cash Offer which could help me sell my Tucson home fast for a cash offer.

So Just who are these Guys?

If you visit their website, you will see that they are a group of professionals with varied educations, experiences, and expertise who came together to try to change the way people handle real estate. For some people, the standard way of doing things is just not working – at all! I know because I am one of them. This however, applies to both the buyer and the seller. For the buyer, they are getting the opportunity to buy homes quickly that may have not been listed yet. The seller is getting the chance to do a hard reset on their life. A home is an asset until it isn’t anymore. That can happen gradually or overnight. For my family, it was very gradual.

Avoiding Home Foreclosure by Selling My House Fast for Cash

Tucson, AZ has been good to me. I have lived here for close to 15 years. I graduated from the University of Arizona, started my career, got married, started a family, and for all intents and purposes I was living the American dream. I never quite felt secure while reaching all those milestones but together, we were making it work. Still, I probably should have seen some warning signs along the way.

First was the job market. I struggled to find work using my degree (for the sake of privacy, I won’t mention my major or the field I was targeting). I graduated at the height of the recession which was brought about by a burst housing bubble. While struggling to find my footing, my student loans began the repayment period. So, instead of saving money, I am spending my last dime making sure I stay current on my student loans (gotta protect that credit score so you can get a loan for a house).

Anyhoo, I eventually found something in my field, though pay is relatively low for the education requirement. I spent many years without either of us receiving insurance benefits from an employer, so we had to actually go on the market and buy one, which in Arizona was not cheap (especially as companies started leaving the exchange here). The wedding was kept modest, and so was the honeymoon but still it took a few thousand dollars to pull off. Maybe a few thousand we did not really have (in retrospect). Also, delivering babies in America is not cheap either. Medical bills still piled up, even with that crappy insurance policy we bought.

So, after a few years of working and creating a family that had outgrown our apartment, we felt it was time to get a house. We did not have the 20% down payment that personal financial advisors say you should (wish we knew that at the time!), but we still qualified for a loan. All in all, everything we had been through took just a bit out of our ability to be fully prepared for home ownership. First came the money shortages. Some months we would do some pretty counterproductive things to make ends meet in order to remain on time. That includes taking out really expensive payday and title loans numerous times. You feel good for a couple weeks until you look at your paycheck and remember you just robbed Peter to pay Paul. We cut back on expenses and liquidated stuff, but you can only do so much of that – especially for a family with growing children. We tried getting more cashflow with mixed results. At first becoming a “rideshare” driver for all the major players in that industry seemed like a great way to make some extra money, but there were drawbacks. In the end, the amount of idle time and wear on our vehicles just did not make it worth it to us. So there goes our easy side hustle!

Well, at this point, we are having to start being late on payments and then outright missing them. We were very proud and embarrassed and kinda went ghost on the bank. We did not even tell our parents about this, we just kept looking for advice elsewhere to no avail. Finally, I felt desperate enough to stop being too proud and tell a friend about this. After a bit of crying on each other’s shoulders (ok, actually just me crying) she told me about a company she heard about from her uncle. They connected him with a buyer for his home in Tucson. She told me he said the process for selling his home was as easy as possible and didn’t require him to allow groups of strangers to randomly walkthrough his house.

Arizona Real Estate Sold the Easy Way

My friend’s uncle went straight to the homebuyer website highestcashoffer.com and filled out their form. It had a good bit of detail, so the prospective buyer is well prepared for the type of property it is. Then he received a great phone call where they discussed more of the particulars of the home and what her uncle’s goals and needs were. Then they set a date for the real estate investor to look at the home in person. Once the investor saw the property, he made a cash offer on the spot. Her uncle liked it, so he agreed, and they got the sale in motion. It took about a week for the sale to close and he got his money just like that! And guess what? I decided to give Highest Cash Offer a try and that is exactly how it went for me too!

Thanks to this service I was able to avoid going into foreclosure. It felt great being able to see that the bank got their money and I am now done worrying about this. It is not great moving out of a home we liked, but we will get something in the future when it makes sense for us. Also, given the lessons we have learned since this happened, we know we will only take on the amount of home we can afford, and we will only do it at the right time. I was so moved by our experience that I felt I had no choice but to share this testimony to anybody willing to read it. I do not want one more person to go to bed sick to death over juggling a home that just no longer makes sense for you. If you need to sell your home fast in Tucson and you want it to be a straight cash deal, I can personally suggest – no, implore you to reach out to Highest Cash Offer. You will not regret it.

2018 Tucson Real Estate Trends

With a new year already under way it is time to assess what trends we see beginning to bubble up to the surface of the Tucson real estate market. Have you recently said “I need to sell my house fast!”? Tucson housing remains desirable pretty much all the time due to the laid-back lifestyle, peaceful weather, and high-quality university, but there are ebbs and flows in price and housing inventory levels that do matter.

At this present time, the stock market is offering more gains than real estate, so we that may account for a reduction in new construction. However, if your stocks are giving you a good payout, this is the perfect time to convert that into something more tangible, like an upgrade in home. If you need more space or are interested in a more desirable neighborhood, now is the time to go for it. Stocks will not climb this high forever, better to not only invest in your own home but also a real estate portfolio. Real estate is not as sexy an investment right now, but it continues to show steady growth, albeit slow. That to me seems like a smarter long-term play.

We can start assessing these trends by looking at how local communities in the Tucson area fared in 2017. Just last year the average single-family home sale price in Oro Valley was $336k. The average in the Marana area was $303k. The total number of home sales in these two suburbs was approximately 1,750. Homes tended to stay on the market for about two months. This is faster than previous years. This data comes straight from the Tucson Multiple Listing Service (also known as MLS).

One drawback for home buyers is the lack of inventory available on the market today. There are less than 700 available properties listed in Northwestern Tucson. Any house priced under $300k will not last long on the market, that is for sure. Still, with this being said, it is hard to call it a “seller’s market”. Buyers are very picky right now. If your home is not in league with what most buyers are looking for, you will struggle to get your asking price. Most buyers seem to want younger homes with great kitchens, open floorplans, and even a three-car garage.

A recent development is the number of Scottsdale residents looking to relocate to Tucson. Many of these are retirees looking to escape high traffic conditions common to the Phoenix metro area. The easy pace of living and ample outdoors activities are a major draw for this kind of buyer.

Another key thing to note about the Tucson housing market that may not apply everywhere else: a disproportionate amount of home seekers are retirees from out of state looking to settle here but only if they can sell their current home first. Due to the low inventory in the Tucson real estate market, many sellers will no longer go along with home sale contingencies, making upgrading and relocation a bit more difficult.

There really is no better time for you to make a Tucson real estate move than when the stock market is doing great. Taking a portion of your stock market earnings and investing them into something more permanent is not only a great financial move, it is great for your quality of life. If Tucson’s weather and slower pace is for you, there is no time like the present to make an offer on a home. With the limited inventory available, prices may climb even higher!


Tips on how to rekey a door lock

how-to-rekey-a-door-lockIf you own a house or are a real estate professional, learning a few skills can save you a ton of money on professional services like locksmith security work.

The following are the simple steps on how to rekey a door lock.

1. Get a re-keying kit.
The re-keying kits are available at almost all hardware stores. However, at Columbus Locksmith pros we have the best quality re-keying kits available in the market. To add on this we provide customer assistance on how to go about the re-keying process. When choosing the kit it is important to check if it will be applicable to your lock brand. Apart from the lock pins some kits come with special tools that help to remove the lock cylinder. These tools include the plug and cylinder followers, and the ring removers.
2. Remove the lock face which may at times be held in place by a clip. The kit may include a wire that is inserted into a tiny hole so as to remove the clip.
3. After taking out the lock cylinder, use the small brass tube which is the cylinder follower to push the cylinder through the assembly removing the sleeves covering the cylinder in the process.
4. Using the ring remover, remove the retaining ring from the lock cylinder and remember to put it in a place that you will remember later on when assembling back the lock.
5. After taking out the cylinder plug insert the key for the current lock and turn it so that it can separate the lower and upper pin locks. Remove the plug by putting some pressure on the plug follower. This pressure helps in putting the upper pin locks and their springs in place.However, in case they fall out you can easily re-insert them back.
6. Remove the lower pin locks which are bullet shaped and replace them with the new lock key. This will help push the springs out of the way making room for the new lock pins.
7. Insert the new pin locks and re-assemble the lock by replacing the cylinder and retaining pins. The cylinder should then be reattached to the doorknob and then to the door.
8. Lock and unlock the door using the new key to make sure that the new key is locking and unlocking smoothly.
Columbus Locksmith pros is a dedicated team of experts whose mission is to provide affordable key, lock and security solutions to clients. The team tries to respond to emergencies within the shortest time possible, offer a great customer experience as we value or clients and would want them to experience high quality services at an affordable price.

Our call center is always open 24 hours to ensure that you are always secure and your security issues are settled at the most convenient and affordable manner.